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Home financing: Making a down payment and paying for closing costs

For many prospective home buyers, one of the biggest barriers to home ownership is having the funds for the down payment and closing costs. Buyers might consider these options for raising these funds:...

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Easy steps to save for the down payment for your new home!

Save for a down payment of your WNY home with tiny steps! The answer is simple; one step at a time! Even if there are no credit obligations that have to be taken care of, the other two items still...

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Buyers cannot resist an underpriced home!

For more information call Colleen Kulikowski (716) 650-0051   Thinking of selling your Western New York home? Interested in finding out the current market value of your single family home, condo or...

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Dangerous Loans

In today’s economic times with consumers finding it increasingly difficult to make ends meet, some may turn to short term Payday loans.  Payday loan centers are popping up all over the country and they...

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So you have a bad tenant…

What you need to know about dealing with bad tenants. Problem Tenants – What are you going to do? Western New York has a variety of duplex, triplex and Quad homes available to investors. With that...

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Why it is so important to have a clean house when buyers view your home!

You are a busy professional, you have more than you can handle with work, your family life, your search for a new home that you really don’t have the time to clean your home. Let me give you motivation...

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About your Powder Room….

The Problem with Powder Rooms They are small and most people do not know how to make them special so they do very basic things to decorate them.   By not focusing on these small spaces many home owners...

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What Happens if my House Doesn’t Appraise for the Full Price?

Congratulations! You just got a better than full price offer on your home for sale after having multiple offers. You have gotten through Attorney Review and Home Inspection and the buyer is getting...

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FHA Repairs – What really has to be fixed before closing?

FHA Repairs If you are applying for an FHA (Federal Housing Administration) loan, you will need to understand about repairs and how FHA requested repairs may affect your ability to close on the sale of...

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Is your Property Manager licensed?

Hello Albany — we have a problem! This is something that is not new, but it is getting a little ridiculous. I am talking about Property Managers in New York State. In the past few weeks I have come...

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Black Rock Real Estate Market Report

Black Rock is one of Buffalo’s most historic neighborhood names dating back to the city’s very beginnings and the name comes from the stone that was here prior to the construction of the Erie Canal....

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Annoyed that your agent wants you pre-approved for a mortgage before they...

What harm can it do by just looking? As a Realtor, I get calls all the time from people that “just want to see a home“. When I ask them if they have been pre-approved they tell me “I will talk to a...

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Does your Handyman Special have a stunning renovated price tag?

Your home has been on the market for awhile now, and you are wondering why your home is not getting showings.   Buyers are not willing to over pay for a home at this time.    They have options and most...

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Options for those without a down payment

The first step is financing your dream home is Selecting a Mortgage Professional to determine what you can afford and how much money you will need for a down payment and closing costs. Before you go...

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If it seems too good to be true….

Real Estate Investment is a Business Being a successful Real Estate investor in WNY (or anywhere for that matter) takes a lot of hard work. You cannot achieve it by just showing up, with little money...

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Foreclosure is a process — Not a type of Sale

“I want to buy a foreclosure” If I had a nickle for every time someone said that to me, I could retire. Many home buyers today want a deal! The news media is full of stories about foreclosures and...

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Buffalo NY — No greater place to call home!

Thinking of visiting Buffalo and Niagara Falls?  Want to experience a little bit of everything?  Then mark your calendars for June 25-28 2009 for the next Buffalo Homecoming Weekend…   Pride in Buffalo...

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Buffalo Community Profile – Black Rock

This waterfront community is bordered by the Niagara River and the Scajaquada Creek. Views of the Niagara River and Fort Erie Ontario. Home to Riverside Park has a mixture of marinas, restaurants and...

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Kitchen Island Design Trends

No kitchen is complete without an interior island. Unlike old-fashioned models, these brand new ones are smaller and much more practical. Mick De Giulio who wrote the article “Kitchen Centric” and who...

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Excellent reasons to not purchase a Home

We always talk about about what a great time it is to purchase a home in WNY, but there are some very sound reasons why you might not want to purchase a WNY home at this time. Even though you may have...

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